Minnesota residents in any job field can find themselves injured or ill due to a workplace accident, situation or environment. Workplace injuries can be caused by one-time events or can develop over the course of time. Such is the case with repetitive stress injuries. The Occupational Safety Health Administration website notes that there are more than 100 known types of these injuries that are caused by actions taken at worksites.
Herniated lumbar discs are a common source of injury that may make Minnesota workers eligible for workers' compensation. A herniated disc occurs when the hard outer shell of a spinal disc is cracked. Discs are composed of the strong outer layer as well as a watery interior that provides cushion to individual vertebrae in the spine. When the outer layer of the disc is cracked, the fluid may seep out, causing a lack of cushioning for the spine.
Workers' compensation is financial compensation for injuries, illness or disease suffered while on the job. Minnesota has a workers' compensation system that covers nearly all workers in the state. The first step to making a workers' compensation claim is to notify the employer of the injury or illness. The employer must then fill out an FROI form for submission to the insurance company. The worker must then seek medical attention if necessary. The doctor will fill out a Report of Work Ability.