Minnesota workers are exposed to many things on the job that can cause an injury or an illness, but one of the most common is occupational hearing loss. According to the Centers for Disease Control and Prevention, hearing loss is the third-most common chronic health condition among older Americans, after arthritis and hypertension. Furthermore, at least 11 percent of U.S workers have some degree of hearing loss, and 24 percent of this hearing loss is caused by exposure to conditions at the workplace.
Minnesota residents may view 3 million instances of workplace injury and illness as a high number, but according to the Bureau of Labor Statistics, this is consistent with decreasing numbers over the last 11 years. With the exception of 2012, the previous 11 years have seen a marked decline in such incidents in spite of economic growth and activity. Experts applaud the trend while noting that there is still a need to pay attention to those who have been affected by serious workplace incidents.
Minnesota residents may be interested in learning about musculoskeletal disorders, an injury that affects the tendons, muscles and nerves, and how workers can avoid the injury. According to a report issued by the Occupational Safety and Health Administration, these injuries are a major reason behind employee absenteeism. Those whose jobs involve heavy lifting, pulling or pushing weighty loads, bending and performing other repetitive and strenuous movements are susceptible to the injury.
All Minnesota employers are required to become self-insured or obtain a workers' compensation insurance policy, according to state workers' compensation law. This system is set up to provide benefits to workers who have become ill or suffered injuries in the workplace. These benefits are provided without regard to fault on the part of either the employee or the employer.
Workers' compensation is financial compensation for injuries, illness or disease suffered while on the job. Minnesota has a workers' compensation system that covers nearly all workers in the state. The first step to making a workers' compensation claim is to notify the employer of the injury or illness. The employer must then fill out an FROI form for submission to the insurance company. The worker must then seek medical attention if necessary. The doctor will fill out a Report of Work Ability.