What Kinds Of Obstacles Do People Encounter With Workers’ Comp Insurance?
If you have suffered a work injury in central Minnesota or throughout the state, let us help you navigate workers’ comp insurance and the challenge of dealing with insurance companies.
Our attorneys in Sauk Rapids can provide the direct and accessible representation you need. At Lindberg McLaughlin, P.C., we handle cases for clients in St. Cloud and throughout Minnesota.
We assist clients in overcoming obstacles to workers’ compensation benefits such as:
- Fear of employer retaliation: You may be concerned that by filing a workers’ compensation claim you will end up getting fired, laid off or forced out of your job. While this is a valid concern, it is illegal for an employer to retaliate against you when you file a claim. You cannot ignore your injury. It is best to work with a workers’ comp attorney who can protect your right to compensation.
- Settlement packages that undervalue your injury or underestimate your long-term care needs: Injured workers face pressing financial needs caused by the inability to work and an influx of medical bills. This encourages insurance companies to make initial settlement offers in hopes of minimizing the amount paid out for an injury claim. When these compensation packages are evaluated, they often fail to meet the injured workers’ care needs. Make sure to have any settlement offer evaluated by an experienced workers’ compensation lawyer.
- Denied claims or delayed payment of benefits: Some on-the-job injuries arise because of repeated exposure to harmful elements or repetitive motion in the workplace. Employers and insurance companies will assert that these injuries were caused by issues outside of the workplace. It is crucial that you have an experienced professional analyze your claim and develop a strong case for maximum compensation.
- Obtaining and presenting thorough, accurate evidence of your injury and your needs: Your employer or workers’ compensation insurance company may instruct you to go to a preapproved medical professional for evaluation after your injury. Many of our clients have struggled to get the care they need in these situations. We can advocate for you every step of the way and make sure your pain and financial hardships are addressed.