You may be entitled to certain benefits after a workplace accident under the workers’ compensation scheme, like medical coverage and a portion of your missed wages when you cannot work. However, this is not guaranteed, as you must go through the necessary procedures to secure these benefits.
The claims process essentially begins right after you suffer a workplace accident, and it’s crucial to do everything right to avoid jeopardizing your claim. Here are some common mistakes that you should avoid for a desirable outcome.
Not reporting the injury promptly
Report your injury to your employer immediately, even if it seems minor. Waiting too long can raise doubts about the validity of your claim, and you could even lose your right to workers’ compensation benefits. Inform your employer soon after the accident and preferably in writing for record keeping.
Failure to seek medical attention
Delaying or avoiding medical treatment can be detrimental to your workers’ compensation claim. It may imply your injuries are not as serious as you claim, and you will not have evidence showing the nature and severity of your injuries. Seek prompt medical care after a workplace accident and ensure you follow your doctor’s instructions for recovery.
Lack of documentation
Keep detailed records of your injury, including medical reports, receipts and correspondence with your employer and insurance company. This documentation is crucial for supporting your claim and can be used as evidence if issues arise during the claims process.
Overlooking the need for legal assistance
A lot can go wrong when filing for workers’ compensation benefits, from delays to denials, and it helps to understand your options under these circumstances. Do not wait until you run into such issues to seek qualified guidance. Remember, you have legal rights as an injured worker and should not hesitate to assert them after a workplace accident.
