The aftermath of a workplace injury can be fraught with uncertainty and financial fears, regardless of your occupation. In most cases, workers’ compensation helps to fill the financial gaps and expenses a work injury creates.
Unfortunately, many childcare workers believe they are ineligible for these benefits. In Minnesota, this is untrue – they are typically covered and entitled to injury benefits.
Understanding the system
Workers’ compensation in Minnesota is designed to provide benefits to employees who are injured on the job. This no-fault system ensures that injured workers receive medical care, wage-loss benefits and vocational rehabilitation without needing to prove employer negligence.
That means those who care for children may file a workers’ compensation claim and receive benefits for an on-the-job injury.
Common injuries in childcare facilities
Childcare workers are at risk of various injuries, including slips, trips, and falls, lifting and moving children and even exposure to illness and disease. These injuries can result in significant physical and emotional strain, making it crucial to receive medical attention to continue earning an income.
Steps to file a claim
Filing a claim involves several steps. You must report the injury to your employer and submit the required paperwork to the Minnesota Department of Labor and Industry.
You should also seek medical treatment and follow all doctor orders, including attending follow-up appointments. Remember to obtain detailed medical evidence to strengthen your claim.
To ease the anxiety and uncertainty about your future, consider talking with an experienced representative. They can explain your rights and guide you in filing your workers’ compensation claim under Minnesota law.
