You may be injured on the job or suffer a work-related illness and have a valid case for workers’ compensation benefits only for your claim to be denied. This can happen for several reasons, and it helps to understand why your claim could hit a snag.
Here are some common reasons behind most denials.
Missed deadlines
Workers’ compensation claims in Minnesota have strict deadlines for reporting injuries and filing claims. For instance, you have up to 180 days to notify your employer of your work-related injuries or illness unless circumstances justify a delay. Missing this and other deadlines can lead to a denial of your claim, regardless of the legitimacy of your case.
Inaccurate or incomplete paperwork
Your workers’ compensation claim may be denied if you incorrectly fill the claim forms or miss necessary details. It is a frequent cause of denials, which underscores the importance of ensuring accuracy in all paperwork related to your claim.
Disputes about your injuries or illness
There could be disagreements about the nature of your injuries. Employers or insurance companies may dispute that your injuries were pre-existing or not related to your work. Without clear evidence, your benefits could be delayed or your claim denied.
Non-compliance with treatment instructions
It is advisable to seek medical treatment immediately after a workplace accident. Your medical records can provide crucial evidence about the origin and extent of your injuries. That said, it is equally important to follow the prescribed treatment. Otherwise, your benefits could be reduced or denied since you may be deemed to be taking advantage of the workers’ compensation scheme.
These are just a few of the pitfalls you should be wary of when filing a workers’ compensation claim to ensure you receive the benefits you deserve. Seeking legal guidance can help you understand the do’s and don’ts and increase your chances of a successful claim.
