Navigating the workers’ compensation claims process with the wrong information can be a stressful and frustrating experience. You could miss out on getting the benefits you deserve or unnecessarily delay your claim due to misunderstandings about how things really work.
Below are some common misconceptions about workers’ compensation in Minnesota and the facts you should know to file a claim confidently and assert your rights.
1. You can’t file a claim if the workplace accident was your fault
In most cases, you may still be entitled to worker’s compensation benefits even if you contributed to your workplace accident. As long as you suffered injuries while discharging your work duties, your responsibility for the accident is not a crucial aspect of your claim. However, it may not be the case if your injuries were self-inflicted or if you caused the accident while intoxicated.
2. You have to be injured at the workplace
Workers’ compensation is not limited to injuries that occur on the actual work site. Workers are eligible for work-related injuries regardless of their location. For instance, you may still be able to file a claim if you are injured while driving for work or attending a business meeting outside the office.
3. Part-time employees are not covered
Just because you are not a full-time employee or a citizen does not mean you are not entitled to worker’s compensation benefits. Part-time and seasonal employees are just as eligible as full-time workers in Minnesota
4. You can’t choose your doctor
Unless under specific circumstances, you can choose your preferred doctor after a work-related injury instead of relying solely on the healthcare providers designated by your employer or insurance company. It can allow you to seek treatment from a doctor you trust or get a second opinion. That said, following the correct procedures when changing doctors is crucial to avoiding complications with your claim.
Seeking legal guidance in the immediate aftermath of a workplace accident can help protect your interests and increase your chances of a favorable outcome.
