When you’ve been injured on the job, your health and your ability to support yourself are suddenly at stake. In Minnesota’s workers’ compensation system, a treating physician plays a central role in determining an injured worker’s diagnosis, treatment plan, work restrictions and long-term prognosis. What happens if you’re unsure about your doctor’s conclusions—or if their opinion doesn’t seem to match how you actually feel? In many cases, seeking a second opinion can be a smart move.
Minnesota law generally allows workers to choose their own healthcare provider for a work-related injury. However, if you initially saw a doctor recommended by your employer or their insurer, you may feel pressure to stick with that provider—even if you don’t fully trust the assessment. Getting a second opinion can help confirm your diagnosis, explore different treatment options or challenge restrictions that seem too lenient or too limiting.
Second opinions are particularly important if your doctor downplays your injury or prematurely clears you to return to work. If you are still experiencing pain, limited mobility or emotional distress, you have the right to advocate for yourself. A second opinion from a qualified physician can potentially validate your concerns and potentially shift the course of your claim.
Keep in mind that workers’ compensation insurers often arrange for an “Independent Medical Examination” (IME), which is not the same as a second opinion you seek on your own. An IME is typically performed by a doctor chosen by the insurance company, and their goal is to evaluate whether your injury still qualifies for benefits. These reports are often used to reduce or deny claims. By contrast, a second opinion from a provider you select can offer a more balanced perspective and may support your case if a dispute arises.
Moving forward
If you decide to pursue a second opinion, it’s important to notify your legal team. Coordination can help to better ensure that the new medical evidence is documented and used effectively in your case. The cost of the second opinion may be covered by your employer’s insurance, especially if it’s considered medically necessary.
Ultimately, your recovery should come first. If something doesn’t feel right or if your concerns aren’t being taken seriously, a second opinion can potentially provide clarity and peace of mind.
